Payday Loans in Fort Worth, TX
$100 - $1,000

Unexpected Bills in Fort Worth? Let's Get You Covered.

Skip the storefront lines. Connect with our network of Texas lenders online and get a decision in minutes. Funds can be deposited as soon as the next business day.

Fast Online Form Quick Lending Decisions All Credit Types Considered
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How It Works

Get the funds you need in a few simple steps

1

Complete the Online Form

Fill out our secure, mobile-friendly request form in just a few minutes from your Fort Worth home or office.

2

Get a Quick Decision

We'll tap into our network of third-party lenders to try and find a match for your requested loan amount.

3

Review Your Offer

If connected, you will carefully review the lender's terms, APR, and repayment schedule before signing.

4

Receive Your Funds

Once approved and signed, the lender will deposit the funds directly into your bank account, often by the next business day.

Apply Now

Fill out the form below to get matched with a lender

Participating lenders may verify your social security number, driver's license number, or perform a credit check through alternative providers or major credit bureaus (Equifax, Experian, TransUnion) to determine your eligibility. Submitting a request does not guarantee you will be connected with a lender or approved for a loan.

Loan Information

Loan Details

Loan Amounts

$100 to $1,000 (Subject to local Fort Worth income limits)

Loan Terms

Typically 14 to 30 days (or up to 4 installments)

APR Range

400% - 600%+ (Varies widely by lender and loan type)

Types of Loans Offered

Payday Loans Installment Loans Cash Advances

Eligibility & Documents

Eligibility Requirements

  • Be at least 18 years old
  • Reside in Texas
  • Have an active checking account
  • Show proof of regular income
  • Have a valid ID, phone number, and email address

Required Documents

  • Government-issued ID or Driver's License
  • Recent pay stubs or alternative proof of income
  • Bank statement from the last 30 days
  • Checking account routing and account numbers

Why Choose Us

Discover the advantages that set us apart

Transparent Process

Review all terms, fees, and the exact repayment amount from your lender before you are obligated to sign anything.

Local Compliance

We work with lenders who understand Texas laws and Fort Worth city ordinances, helping to ensure your loan meets local regulatory standards.

Fast Funding

If approved, third-party lenders typically deposit funds directly into your bank account via ACH as soon as the next business day.

What Our Customers Say

Fast and easy when I needed it

My truck broke down right off I-35W and I needed $450 to cover the tow and alternator. The form took me like 5 minutes and the money was in my account the next morning. Very grateful.

Marcus Johnson ·Fort Worth, TX

Good service but high fees

I got connected to a lender fast which was great because my electric bill was due. The fees are definitely high, but they were upfront about it before I signed. Paid it off on my next payday.

Sarah Littleton ·Arlington, TX

Helped me out of a jam

Rent was coming up short this month after my hours got cut. Used this site to find a loan for $600. The process was way better than standing in line at one of those places on Camp Bowie.

David Ramirez ·Fort Worth, TX

Surprisingly simple

I was worried about my credit score since it's around 580, but I still got connected with a lender. I read the contract, accepted, and got the cash. Exactly what I was looking for.

Jessica Miller ·Haltom City, TX

Fast response

Got a call back from the lender within an hour of submitting my info. The Fort Worth income rule meant I couldn't borrow the full $1000 I wanted, but the $700 I got still helped cover my emergency dental work.

Michael Torres ·Fort Worth, TX

Payday Loan Stores in Fort Worth, TX

Borrowers in Fort Worth can visit these local stores in person to secure short-term funding or apply online through our matching service to find a lender from the comfort of their home.

ACE Cash Express

Payday Loans

6213 Granbury Rd, Fort Worth, TX 76133

(817) 292-1244

Mon-Fri 9am-7pm, Sat 10am-6pm

TitleMax Title Loans

Title Loans

5100 E Lancaster Ave, Fort Worth, TX 76112

(817) 446-7530

Mon-Fri 9am-7pm, Sat 10am-2pm

Texas Car Title and Payday Loan Services, Inc.

Payday Loans

1516 W Berry St, Fort Worth, TX 76110

(817) 921-6555

Mon-Fri 10am-6pm, Sat 9am-2pm

LoanStar Title Loans

Title Loans

5155 E Lancaster Ave, Fort Worth, TX 76112

(817) 413-0005

Mon-Fri 10am-6pm, Sat 9am-3pm

Advance America

Cash Advance

9112 Camp Bowie West Blvd Ste 120, Fort Worth, TX 76116

(817) 244-5310

Mon-Fri 10am-6pm, Sat 9am-1pm

Check `n Go

Cash Advance

6112 McCart Ave Ste 201, Fort Worth, TX 76133

(817) 292-8636

Mon-Fri 10am-6pm, Sat 10am-2pm

Speedy Cash

Payday Loans

2812 N Main St, Fort Worth, TX 76106

(817) 740-1555

Mon-Sat 8am-9pm, Sun 10am-4pm

Cash Store

Cash Advance

4869 Bryant Irvin Rd, Fort Worth, TX 76132

(817) 263-0010

Mon-Fri 10am-7pm, Sat 10am-3pm

Walmart MoneyCenter

Check Cashing

7451 McCart Ave, Fort Worth, TX 76133

(817) 361-6032

Mon-Sun 6am-11pm

Texas Car Title and Payday Loan Services, Inc.

Payday Loans

5400 E Lancaster Ave, Fort Worth, TX 76112

(817) 446-0158

Mon-Fri 10am-6pm, Sat 9am-2pm

TitleMax Title Loans

Title Loans

1100 N Beach St Ste 112, Fort Worth, TX 76111

(817) 268-9566

Mon-Fri 9am-7pm, Sat 10am-2pm

ACE Cash Express

Check Cashing

4749 E Lancaster Ave, Fort Worth, TX 76103

(817) 451-0300

Mon-Fri 9am-7pm, Sat 10am-6pm

Fort Worth Community Profile

As a principal hub of the Dallas-Fort Worth-Arlington metroplex, Fort Worth features a dynamic economy driven by major industries such as aerospace, healthcare, and logistics. While the city has experienced rapid population growth and a rising median household income, nearly 30% of its households still earn less than $50,000 annually. This economic divide, paired with a poverty rate of 12.9% and a heavy reliance on personal vehicles for lengthy commutes, often leaves many residents facing unexpected financial hurdles, making short-term lending a critical tool for managing cash flow between pay periods.

1,008,106
Population
$76,602
Median Income
12.9%
Poverty Rate
3.6%
Unemployment
Means of Transportation to Work
Drove Alone 72.9%
Carpooled 10.9%
Public Transit 0.8%
Walked 0.9%
Work from Home 12.9%
Other 1.6%
Class of Worker
Private Wage & Salary 84.4%
Government 10.5%
Self-Employed 5%
Unpaid Family 0.1%
Household Income Distribution
Under $25K 15.1%
$25K - $50K 13.9%
$50K - $75K 15.7%
$75K - $100K 12.3%
Over $100K 43%

Source: U.S. Census Bureau, American Community Survey 2023 1-Year Estimates & Bureau of Labor Statistics 2024

Frequently Asked Questions

Q1 Are payday loans legal in Fort Worth?
Yes, payday loans are legal in Fort Worth, Texas. They are regulated by the Texas Office of Consumer Credit Commissioner (OCCC) and subject to specific city ordinances designed to protect local borrowers.
Q2 How much can I borrow in Fort Worth, TX?
Under Fort Worth city ordinance, a payday loan amount cannot exceed 20% of your gross monthly income. Your specific approved amount will also depend on the individual lender's assessment of your ability to repay.
Q3 Can I get a payday loan with bad credit?
Yes, many lenders in our network consider requests from consumers with less-than-perfect credit. Payday lenders typically look at your current income and employment history rather than just your traditional credit score.
Q4 How fast can I get the money?
If connected with a lender and approved, funds are typically deposited into your checking account as soon as the next business day. Exact funding times vary depending on the lender you work with and your bank's processing times.
Q5 What if I can't repay my payday loan on time?
Fort Worth regulations strictly limit rollovers to prevent a cycle of debt. A loan can only be rolled over up to three times, and each time you must pay down at least 25% of the principal balance. If you are struggling, contact your lender immediately to discuss a payment plan.
Q6 How many payday loans can I have at once in Texas?
While Texas state law doesn't strictly limit the number of simultaneous loans, taking out multiple payday loans is strongly discouraged. Lenders will evaluate your debt-to-income ratio, and having multiple outstanding short-term loans may result in a denial.
Q7 Do I need to visit a store in Fort Worth to apply?
No, our matching service is 100% online. You can complete the entire request process from your smartphone or computer anywhere in Fort Worth, avoiding the need to drive around Tarrant County looking for a storefront.
Q8 What are the requirements to request a loan?
You must be 18 or older, a Texas resident, have a steady source of income, an active checking account in your name, and provide valid contact information including a phone number and email address.

Ready to Get Started?

Don't let an emergency expense ruin your week. Request your loan today and you could have funds in your account as soon as tomorrow.

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